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*Same or lower repayments are based on a Toyota Access loan to finance the purchase of the same make and model as your current Toyota. Approval is subject to verifying no adverse change in financial circumstances and ongoing financial capacity to make the repayments and the balloon final payment. It is assumed that the trade-in value of your current vehicle will pay out your existing loan. This is dependent on the following assumptions: (1) an estimate of the current value of your vehicle based on its condition subject to fair wear and tear; (2) your vehicle has been serviced in accordance with Toyota’s recommendations; and (3) it has travelled the number of kilometres consistent with normal usage for its age. Your repayments may be higher or you may be asked to pay any shortfall if these assumptions are not correct.